The Alberta Child and Family Benefit (ACFB) provides tax-free financial support to eligible low- and middle-income families with children living in Alberta. Eligibility is determined by the Canada Revenue Agency (CRA) using your annual income tax return, adjusted family net income and family circumstances. This guide explains who qualifies for the Alberta Child and Family…
The Alberta Child and Family Benefit (ACFB) is a tax-free provincial benefit that provides financial assistance to eligible low- and middle-income families with children under 18 years of age. The benefit is funded by the Government of Alberta and administered by the Canada Revenue Agency (CRA). This guide explains how the Alberta Child and Family…
BC Hydro offers a variety of rebate and incentive programs to help homeowners, renters and businesses improve energy efficiency and reduce electricity costs. Depending on the program, eligible participants may receive rebates for energy-efficient appliances, home upgrades, electric heating systems and other qualifying improvements. This guide explains how BC Hydro rebates work, who qualifies, the…
The BC Family Benefit provides tax-free monthly financial support to eligible families with children living in British Columbia. Eligibility is determined by the Canada Revenue Agency (CRA) using your annual income tax return, adjusted family net income and family circumstances. This guide explains who qualifies for the BC Family Benefit, the income requirements, eligibility rules…
The BC Family Benefit is a tax-free provincial benefit that provides monthly financial support to eligible families with children under 18 years of age living in British Columbia. The benefit is administered by the Canada Revenue Agency (CRA) on behalf of the Government of British Columbia. This guide explains how the BC Family Benefit works,…
The Ontario Electricity Support Program (OESP) provides monthly, on-bill electricity credits to eligible low-income households in Ontario. The program helps reduce the cost of electricity by applying the credit directly to your electricity bill rather than issuing a separate payment. This guide explains how the Ontario Electricity Support Program works, who qualifies, how much assistance…
The Ontario Senior Homeowners’ Property Tax Grant (OSHPTG) is a tax-free provincial benefit that helps eligible senior homeowners offset a portion of the property taxes they pay on their principal residence. The grant is administered through the Ontario income tax return and the Canada Revenue Agency (CRA). This guide explains how the Ontario Senior Homeowners’…
The Ontario Trillium Benefit (OTB) is a tax-free provincial benefit that helps eligible Ontario residents with energy costs, property taxes and sales tax. The program combines several Ontario tax credits into a single monthly or annual payment administered by the Canada Revenue Agency (CRA). This guide explains how the Ontario Trillium Benefit works, who qualifies,…
The First-Time Home Buyer Incentive (FTHBI) was a federal program introduced to help eligible Canadians reduce their monthly mortgage payments when purchasing their first home. The program provided a shared-equity mortgage with the Government of Canada, allowing qualified buyers to borrow a percentage of the home’s purchase price without making ongoing interest payments. Although the…
The Canada Housing Benefit (CHB) provides financial assistance to eligible households struggling with housing costs. One of the most important eligibility factors is your household income, which is assessed according to the rules established by your province or territory. This guide explains how Canada Housing Benefit income limits work, how household income affects eligibility and…